WHERE THE JOURNEY BEGINS
Are you ready to let us help you fast track your journey to home ownership?
With our Low Deposit, achieving your dream of home ownership just got easier with our team at your side every step of the way. We can help you get into your very own home sooner with less savings!
Check out the useful information to help you get started…
WHO CAN WE HELP?
We can help first home buyer’s, second home buyer’s and investors. Whilst everyone’s situation is unique, we encourage all home buyers to complete our pre-qualification form. Our team can then assess your situation to determine what options may be available to you within your affordability. Our service is cost and obligation free, so it’s completely up to you if you decide to proceed with us. We’re here to help and support you anytime.
WHAT’S THE QUALIFICATION CRITERIA?
The basic qualification criteria is outlined below:
- Aged 18 years and over
- Australian Citizen, New Zealand Citizen or Permanent Resident
- $60,000 per year before tax for single buyers
- $100,000 per year before tax for joint buyers
Additional criteria which can be useful:
- A clean credit history with no defaults is required, however if you have a default we can provide information that may help you have it removed sooner.
- Some lenders will consider a rental history when a lease is your name, through a real estate agency, as genuine savings. If you don’t have a rental history, we can assist you with a savings plan.
- If you’re eligible for the Government First Home Owner Grant this can be used toward your deposit to help you with less savings.
- If you have a family member who is prepared to guarantee your home loan, you may be able to get into your home with little to no deposit.
Don’t fit the above criteria? Do not worry! We encourage you to still complete our pre-qualification form as we can offer suggestions on how to qualify now or in the future.
IS THIS A FINANCE APPLICATION?
No. This pre-qualification process simply allows our team to determine if you can qualify for our Low Deposit and calculate how much you can potentially borrow to ensure we can correctly match you to the new home opportunities available to you.
This is not an application for finance and will not affect your credit score. We don’t make any credit enquiries without your permission first.
LET’S GET STARTED
With a better understanding about your current situation, we can determine if you qualify and help you get started. Complete our pre-qualification form in less than 5 minutes and let’s start your home buyer journey together.
DISCLAIMER: The information collected in this form will remain confidential and secure. This form is not an application for finance and will not affect your credit score. The information collected will be used to determine if you qualify for our Low Deposit and to calculate your estimated borrowing capacity. Please ensure the information provided is correct as wrong information may affect the overall result.